Medical Bills Are Making People Sick!
Medical Bill Debt is one of the leading causes for bankruptcy in America. According to the Kaiser Family Foundation, there are now nearly 45 million Americans without health insurance. Americans without insurance absorb immense medical bills without the means to pay them. Furthermore, many of these patients make too much money to qualify for aid programs yet they don’t have the money to pay for insurance. This frightful statistic leads to medical bills that are overwhelming and impossible to pay, thus causing bankruptcy filings.
The unseen statistic is how many of the uninsured Americans avoid obtaining routine healthcare simply because they can’t afford it. The reverse impact of uninsured Americans is the increased use of emergency rooms and the increased cost of healthcare. Instead of the more inexpensive routine care, uninsured Americans are forced to wait until their illness is at emergency proportions – thus increasing the medical bill and maintaining the vicious cycle.
This situation has brought forth a new breed of businesses created to help people with medical bills and medical debt. This breed of business has become known as Patient Advocacy Companies such as HealthCare Mediation (www.hcmediation.com). These companies are often created by socially conscious individuals who used to work in the medical and insurance worlds. They have left those positions to help individuals in their quest for financial freedom. Patient Advocacy Companies help the individuals obtain reductions on their medical bills and guide patients through the “maze” of insurance.
When you are looking for a patient advocacy company, don’t be afraid to ask questions. Look to companies who clearly explain their cost structure with easy to understand information in writing. Finally, feel comfortable with the company you choose as they will be representing you!
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